/* Responsive dark-teal theme */
:root{--deep:#033b3b;--teal:#075e5b;--mid:#08736e;--mint:#dff2ef;--pale:#f0f8f6;--ink:#163331;--muted:#5b706d;--line:#d8e6e2}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:85px}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65}a{color:var(--mid);text-underline-offset:3px}p{margin:0 0 1rem}h1,h2,h3{line-height:1.15;letter-spacing:-.035em;color:var(--deep);margin:0 0 1rem}h1{font-size:clamp(2.5rem,5vw,4.5rem)}h2{font-size:clamp(2rem,3.7vw,3rem)}h3{font-size:1.2rem;letter-spacing:-.02em}.container{width:min(1120px,calc(100% - 40px));margin:auto}.header{position:sticky;top:0;background:#ffffffef;backdrop-filter:blur(12px);border-bottom:1px solid var(--line);z-index:20}.navwrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:9px;font-weight:850;font-size:1.1rem;color:var(--deep);text-decoration:none;white-space:nowrap}.brand i{font-style:normal;color:var(--mid)}.logo{display:grid;place-items:center;background:var(--teal);color:white;width:36px;height:36px;border-radius:11px;font-size:1.4rem}.header nav{display:flex;gap:26px}.header nav a{font-size:.9rem;color:#355451;font-weight:700;text-decoration:none}.header nav a:hover{color:var(--mid)}.menu{display:none;background:white;border:1px solid var(--line);border-radius:9px;padding:8px 12px;color:var(--deep)}.sr{position:absolute;left:-9999px}.hero{color:white;background:radial-gradient(circle at 80% 20%,#2fa69755,transparent 28%),linear-gradient(125deg,var(--deep),var(--teal) 58%,var(--mid))}.hero-grid{min-height:490px;padding:72px 0;display:grid;grid-template-columns:1.3fr .7fr;gap:35px;align-items:center}.hero h1{color:white;max-width:760px}.eyebrow{font-size:.74rem;font-weight:850;letter-spacing:.15em;text-transform:uppercase;color:var(--mid);margin-bottom:14px}.hero .eyebrow,.deep .eyebrow,.cta .eyebrow{color:#8fe1d5}.lead{font-size:1.12rem;max-width:700px;color:#d6eeea}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;min-height:47px;border-radius:10px;font-size:.92rem;font-weight:800;text-decoration:none;border:1px solid transparent}.white{background:white;color:var(--deep);border-color:white}.white:hover{background:#e9f7f4;color:var(--deep)}.primary{background:var(--teal);color:white}.primary:hover{background:var(--deep);color:white}.outline{background:white;border-color:#b6d5cf;color:var(--teal)}.outline:hover{background:var(--pale)}.lightlink{color:#e2f5f1;font-weight:750;text-decoration:none}.hero small{font-size:.78rem;color:#b5d8d2}.art{min-height:300px;display:grid;place-items:center;position:relative}.orbit{position:absolute;width:300px;height:260px;border:1px solid #c7f6ec38;border-radius:50%;transform:rotate(-25deg)}.moneycard{z-index:1;width:245px;padding:25px;background:linear-gradient(145deg,#fff,#dff2ef);border-radius:22px;color:var(--deep);box-shadow:0 24px 65px #0003;transform:rotate(4deg)}.moneycard small{color:var(--mid);font-weight:800;text-transform:uppercase;letter-spacing:.1em}.moneycard b{display:grid;place-items:center;margin:20px auto;width:84px;height:84px;border-radius:50%;background:var(--teal);color:white;font-size:3.4rem;font-weight:400}.moneycard span{display:block;height:8px;border-radius:9px;background:#b4d7d0;margin-top:10px}.moneycard .short{width:64%}.moneycard em{display:inline-block;font-size:.7rem;font-weight:800;font-style:normal;background:white;padding:5px 9px;border-radius:20px;margin:18px 5px 0 0}.strip{background:#f5faf8;border-bottom:1px solid var(--line)}.stripgrid{display:grid;grid-template-columns:repeat(3,1fr);padding:20px 0;gap:20px}.stripgrid p{margin:0;text-align:center}.stripgrid b,.stripgrid small{display:block}.stripgrid b{font-size:.93rem}.stripgrid small{color:var(--muted);font-size:.8rem}.section{padding:82px 0}.intro{max-width:770px;color:var(--muted);font-size:1.04rem;margin-bottom:28px}.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 45px #04393712}table{width:100%;min-width:650px;border-collapse:collapse;background:white;text-align:left}thead{background:var(--deep);color:white}th,td{padding:17px 20px;border-bottom:1px solid #e8f0ed;vertical-align:top}thead th{font-size:.9rem}tbody th{width:20%;color:var(--deep);font-size:.9rem}td{font-size:.9rem;color:#506764}tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}.good,.warn{display:inline-block;font-size:.72rem;padding:3px 8px;border-radius:20px;margin-bottom:5px}.good{background:#e1f5ec;color:#176548}.warn{background:#fff0d9;color:#875319}.note{font-size:.84rem;color:var(--muted);margin-top:13px}.tint{background:var(--pale)}.cols{display:grid;grid-template-columns:1.15fr .85fr;gap:65px;align-items:start}.reverse{grid-template-columns:.8fr 1.2fr}.cols h3{margin-top:25px;margin-bottom:10px}.plus,.minus{list-style:none;padding:0;margin:0}.plus li,.minus li{position:relative;padding-left:28px;margin:10px 0;color:#405b57}.plus li:before,.minus li:before{position:absolute;left:0;top:1px;display:grid;place-items:center;width:19px;height:19px;border-radius:50%;font-size:.75rem;font-weight:900}.plus li:before{content:"✓";background:#d7f1e5;color:#176548}.minus li:before{content:"−";background:#ffeadf;color:#a64b2a}.panel{padding:30px;border-radius:20px;background:var(--deep);color:white;box-shadow:0 18px 45px #04393712}.panel h3{color:white;font-size:1.45rem;margin-top:18px}.panel p{color:#d0e7e3}.panel a{color:#9fe6da;font-weight:800;text-decoration:none}.panelicon{display:grid;place-items:center;width:50px;height:50px;border-radius:14px;background:#ffffff1c;color:#9fe6da;font-size:1.7rem}.pale{background:white;color:var(--ink);border:1px solid var(--line);box-shadow:none}.pale h3{color:var(--deep)}.pale p{color:var(--muted)}.pale .panelicon{background:var(--mint);color:var(--teal)}.pale a{color:var(--mid)}.deep{background:linear-gradient(140deg,var(--deep),var(--teal));color:white}.deep h2,.deep h3{color:white}.lighttext{color:#c5e4df}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.cards article{padding:25px;border:1px solid #cfeee83d;background:#ffffff0c;border-radius:17px}.cards small{color:#9fe6da;font-size:.72rem;letter-spacing:.1em;font-weight:850}.cards h3{font-size:1.6rem;margin-top:12px}.cards p{color:#c5e4df;font-size:.93rem;margin:0}.snapshot{margin-top:22px;padding:22px 25px;border-radius:14px;background:#0003;border-left:3px solid #8fe1d5}.snapshot>b{color:#a7e8df}.snapshot p{color:#d4eae6;margin:8px 0}.snapshot .source{font-size:.83rem;color:#b9d9d3}.snapshot a{color:#a7e8df}.featuregrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.featuregrid article{padding:22px;border:1px solid var(--line);border-radius:17px}.featuregrid article>b,.strategy article>b{display:block;color:var(--mid);font-size:.8rem;letter-spacing:.1em;margin-bottom:18px}.featuregrid h3{font-size:1.08rem}.featuregrid p{color:var(--muted);font-size:.9rem;margin:0}.warning{margin-top:22px;padding:16px 19px;border-radius:10px;background:#fff6e8;color:#674b23;font-size:.9rem}.strategy article{background:white;border-color:var(--line)}.strategy article p{color:var(--muted)}.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}.faqs details{padding:18px 0;border-bottom:1px solid var(--line)}.faqs details:first-child{border-top:1px solid var(--line)}.faqs summary{cursor:pointer;list-style:none;font-weight:750;color:var(--deep);display:flex;justify-content:space-between;gap:12px}.faqs summary::-webkit-details-marker{display:none}.faqs summary:after{content:"+";font-size:1.3rem;color:var(--mid)}.faqs details[open] summary:after{content:"−"}.faqs details p{color:var(--muted);margin:12px 28px 0 0}.cta{background:var(--teal);color:white;padding:55px 0}.ctainner{display:flex;align-items:center;justify-content:space-between;gap:40px}.cta h2{color:white;max-width:690px;font-size:clamp(1.8rem,3vw,2.5rem);margin-bottom:12px}.cta p:not(.eyebrow){color:#d0e7e3;margin:0}.ctabtns{display:flex;flex-direction:column;gap:10px;min-width:220px}.ghost{border-color:#ffffff70;color:white;background:transparent}.ghost:hover{background:#ffffff19;color:white}footer{background:#032f30;color:#c4dcd8;padding-top:50px}.footgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:50px;padding-bottom:38px}.footbrand{color:white}.footbrand .logo{background:#138078}.footgrid p{max-width:330px;color:#a5c4be;font-size:.9rem;margin-top:16px}.footgrid>div>b{display:block;color:white;margin-bottom:14px}.footgrid>div>a:not(.brand){display:block;color:#b8d2cd;font-size:.88rem;margin:8px 0;text-decoration:none}.footgrid a:hover{color:white}.bottom{display:flex;justify-content:space-between;gap:25px;padding:18px 0;border-top:1px solid #ffffff20;color:#91b5af;font-size:.77rem}.bottom p{margin:0}
@media(max-width:850px){.hero-grid{grid-template-columns:1fr .5fr}.art{transform:scale(.85)}.cols,.reverse{gap:35px}.featuregrid{grid-template-columns:repeat(2,1fr)}.faq{gap:30px}}
@media(max-width:680px){.container{width:calc(100% - 30px)}.navwrap{min-height:67px}.menu{display:block}.header nav{display:none;position:absolute;top:67px;left:0;right:0;padding:12px 20px 20px;background:white;border-bottom:1px solid var(--line);box-shadow:0 15px 20px #04393712}.header nav.open{display:flex;flex-direction:column;gap:0}.header nav a{padding:11px 3px;border-bottom:1px solid #eef4f2}.hero-grid{display:block;padding:57px 0 43px;min-height:0}.hero h1{font-size:clamp(2.4rem,10vw,3.5rem)}.art{display:none}.lead{font-size:1rem}.actions{align-items:flex-start;flex-direction:column}.stripgrid{grid-template-columns:1fr;text-align:left;gap:10px}.stripgrid p{text-align:left}.section{padding:58px 0}.cols,.reverse,.faq{grid-template-columns:1fr;gap:32px}.reverse .panel{order:2}.cards,.strategy{grid-template-columns:1fr}.featuregrid{grid-template-columns:1fr}.ctainner{display:block}.ctabtns{margin-top:25px}.footgrid{grid-template-columns:1fr 1fr;gap:28px}.footgrid>div:first-child{grid-column:1/-1}.bottom{flex-direction:column;gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}